Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, CreditForecast.com provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew 3.84% year over year in February from 3.73% in January. Outstanding household debt increased by $34 billion, or 28 basis points. Individual lending categories were mixed; retail and bankcards experienced seasonal contractions, but first mortgage and student loan borrowing increased by more than $20 billion. Total dollar delinquencies decreased 3 basis points to 2.89%. Annualized write-offs and bankruptcies decreased 16 basis points to 1.16%.

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