Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew by 4.06% year over year in April from 4% in March. Outstanding household debt increased by $53 billion or 44 basis points. Individual lending categories were mixed with retail and student loans contracting, but both auto and first mortgage lending increasing by more than 50 basis points. Total dollar delinquencies decreased 19 basis points to 2.49%. Annualized write-offs and bankruptcies increased slightly to 1.32%.

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