Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household lending experienced its fifth consecutive month of growth, hitting $69 million or 0.54% in growth. Year-over-year growth decelerated, hitting 3.92%, from a high of 4.11% last month. Outstanding balances increased for all lending categories except first mortgage and home equity. The overall household credit delinquency rate climbed slightly to 2.43% from 2.41% last month.

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