Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

U.S. household borrowing grew by 0.54%, or $70 billion, in January. All lines of business, including home equity lending, increased in balances. Year-over-year growth slowed to 3.87% from 3.94% a month earlier. Total delinquencies dropped by 2 basis points from the previous month, reaching 2.56%.

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