Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew by 3.53% year over year in May, down from 3.61% in April. Outstanding household debt increased by $19 billion, or 1.85%. Individual lending categories were mixed. Borrowing for home equity and retail cards was down, but first mortgages and autos continued to grow throughout May. Total dollar delinquencies increased slightly to 2.31% from 2.26% in April.

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