Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market expanded in March 2021, increasing by $41 billion, a 0.29% month-to-month change. The consumer credit market is now $14.2 trillion in outstanding debt and is 4.13% higher than where it was last year. One year into the pandemic, we have witnessed dramatic changes in balance growth and loan performance, with some types of loans seeing growth unchanged, while others have seen their outstanding balance plummet. Performance continues to improve across all loan categories.

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