Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

U.S. household credit balances expanded by 0.17%, or $22 billion, in February. Retail and bankcard decreased in balances as consumers paid off their holiday expenditures. Student loan borrowing had a seasonal increase with an accompanying rise in delinquencies. Home equity loans resumed their decline in monthly balances after increasing for the first time in 36 months. Total balance delinquencies rose 6 basis points to 2.62%, and year-over-year balance growth accelerated to 4.01% from 3.87%.

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