Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market continued its strong growth in October, increasing its total outstanding balance by $101 billion to $14.9 trillion, a 0.68% monthly increase and 7.27% year-over-year growth. Delinquency rates increased in line with seasonal patterns and remain low by historical standards across all products. Loss rates did not move much and remain historically low across the market.

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