Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

U.S. household borrowing rose by $58 billion in September, or 0.43%. Student loans, bankcards, and first mortgage expanded the most as a percentage of the previous month. Total delinquencies as a percentage of balance peaked on a six-month basis to 2.5% from 2.39%, while year-over-year growth decelerated to 3.68% from 3.8%.

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