Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Household borrowing balances in the United States bumped up in May by 0.02%, or around $2.6 billion. Auto and bankcard were the only lines of business to increase. Though interest rates are low, employment is strong, and consumer confidence is high, the surge in new-home prices in the previous month lowered first mortgage borrowing in May.

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