Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market expanded in April, increasing by $78 billion, a 0.55% month-to-month change. The consumer credit market is now $14.3 trillion in outstanding debt and is 4.77% higher than a year prior. Pandemic-induced changes to product-specific rates of growth have largely continued into the first part of 2021, and performance is improving as stimulus keeps broad swaths of the borrower population current on their loan payments.

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