Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, CreditForecast.com provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew by 4.07% year over year in June, down slightly from 4.33% in May. Outstanding household debt increased by $37 billion, or 30 basis points. Individual lending categories all increased, outside of perennially laggard home equity. The largest increases came from first mortgage and bankcard lending. Total dollar delinquencies increased 9 basis points to 2.64%. Annualized write-offs and bankruptcies decreased slightly to 1.28%.

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