Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Consumer household credit lending reported its seventh consecutive month of growth, at 0.31%, or $41 billion. First mortgage, student loans and auto lending contributed to this growth, while all other lending categories saw a decrease in balances this month. Delinquencies dropped by 4 basis points for all lending categories combined, yet every lending category except the mortgage borrowing categories experienced an uptick in delinquency rates.

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