Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market expanded in October, increasing by $42 billion, a 0.31% month-to-month change. The consumer credit market is now $13.9 trillion in outstanding debt and is 3.34% higher than where it was last year. The year-over-year growth of 3.34% is a slight slowdown in the growth rate from the previous month. First mortgage continues to shoulder the consumer credit market while the unsecured market continues to contract on a year-over-year basis. Performance of existing loans continues to be rock solid, with delinquencies decreasing again and charge-offs remaining the same. The timing of a potential stimulus bill will shape performance going forward as many parts of the economy remain weak.

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