Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew by $75 billion in January, or 61 basis points. Balances grew for all lending categories except home equity. Out of all lending categories, first mortgages and bankcards balances experienced the largest growth on a month-ago basis, increasing by $63 billion and $6 billion, respectively. Total dollar delinquency rates dropped by 19 basis points on a year-ago basis to 2.75%. Annualized write-offs and bankruptcies increased by 42 basis points to 1.42%.

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