Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing decreased for the first time since May 2016, contracting by $14 billion in March. Balances contracted for all lending categories except first mortgages and student loans. Bankcard lending contributed the most to the decline in total household borrowing, seasonably decreasing by $12 billion. Total dollar delinquency rates dropped by 25 basis points to a historical low of 2.48%. Annualized write-offs and bankruptcies increased from 1.16% in February to 1.18% in March.

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