Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market witnessed explosive growth in June, increasing $145 billion to $14.5 trillion outstanding. This was a 0.99% monthly increase, bringing the year-over-year growth rate to 5.52%. The increase was powered by continued strong growth in mortgages and auto loans but also by strong growth in unsecured lending as the recovery from the pandemic hits its stride and consumers begin spending in earnest. Delinquency rates inched upward while closed negative rates remained relatively unchanged. We continue to see rock-solid performance out of existing loans.

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