Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

U.S. household borrowing rose by 0.3 percentage point, equivalent to $39 billion. First mortgage and bankcard borrowing contributed to the increase in July. Balance delinquencies dropped from 2.39% to 2.32%, and year-over-year balance growth slowed from 4.28% to 4.02%.

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