Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market continued to expand through the end of 2021, increasing its total outstanding balance by $60 billion to $15.1 trillion, a 0.4% monthly increase and good for 7.35% year-over-year growth. Balance growth rates continue to be strong from a historical perspective across all consumer credit products. Delinquency rates increased but remain low, and loss rates show no sign of increasing.

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