Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing surged in July by $69 billion, or 0.55%, from last month. Year-over-year growth reached a six-month peak at 4.11%. Home equity and student loans were again the only categories of household debt that did not increase. Total dollar delinquencies rates increased by 12 basis points this month to 2.41%.

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