Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

U.S. household borrowing increased in January, up $34 billion from December. The total outstanding balance of retail credit topped $13.6 trillion last month, which stands 4.1% above its level in January 2019. There was growth in balances across all asset classes, with the most growth in terms of volume coming from the residential segment. In terms of percentage increase, consumer finance was by far the fastest-growing segment of retail credit, expanding at about a 9% annualized rate while the rest of the asset classes grew at an approximately 4% annualized rate.

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