Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market expanded in August, increasing by $61.0 billion, or 0.44% month over month. The consumer credit market is now at $13.8 trillion in outstanding debt, which is 3.74% higher than a year earlier. New issuance is still being driven almost entirely by first mortgage issuance, with many products contracting both month over month and year over year. Performance of existing loans continues to be strong, as many products hit their lowest point in the database in delinquencies and defaults. Since federal stimulus has abated, if it is not renewed soon, we could begin to see delinquencies and defaults rise in the coming months.

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