Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

After a balance drop in March, household lending in the U.S. resumed its increase, rising by $61 billion in April, equivalent to 0.47%. First mortgage and auto lending were the primary forces behind this increase. The total dollar delinquency rate dropped by 0.13% to 2.31% while year-over-year growth increased to 4.12%.

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