Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Total U.S. household borrowing grew by 3.61% year over year in April, down slightly from 3.62% in March. Outstanding household debt increased by $54 billion or 5.32%. Individual lending categories were mixed. Borrowing for student loans and retail cards was down, but first mortgages and autos bounced back from a slow March. Total dollar delinquencies decreased to 2.26%, down from 2.48% the previous month. Annualized write-offs and bankruptcies rose to 1.33% of dollars outstanding.

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