Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

Household credit lending increased by 0.1%, or $13 billion, in December. Despite slowing balance growth, year-over-year growth increased to 3.94%. First mortgage, home equity and student loans experienced drops in balances. Overall delinquencies in all categories climbed by 11 basis points primarily because of first mortgage’s uptick in delinquencies.

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