Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The consumer credit market saw strong growth in August, increasing a total of $111 billion to $14.7 trillion in total outstanding debt. This was a 6.58% year-over-year gain for the market as a whole and a 0.76% monthly increase. There was strong balance growth in nearly every consumer credit category, as consumers are again financing their spending with unsecured loans. The delinquency rate ticked upward. It is unclear if these are seasonal trends or the beginning of a return to pre-pandemic delinquency levels.

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