Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

The retail credit market expanded in May, increasing by $63 billion, bouncing back from a decrease in the previous month. The total balance of consumer credit is now at $13.751 trillion, a 0.46% increase from the prior month and a 4.53% increase from the same period a year earlier. The increase was driven entirely by the residential segment, which saw its balances increase by 1.08% for the month while all other product segments declined in balance. The credit card and consumer finance segments saw the biggest monthly declines, with an almost 4% drop and 2.2% decrease, respectively. Lending is slowing, if not contracting, across all segments, with the unsecured segments of the market being particularly hard-hit.

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