Your one-stop shop for actionable consumer credit, economic and demographic data, forecasts and analysis.

Exclusive Forecasts, Data and Analysis of Consumer Credit

A joint product of Moody’s Analytics and Equifax, provides insight into how the U.S. and local economies affect consumer credit behavior and performance through a full spectrum of consumer credit services—data, forecasts, alternative scenarios, analysis, and access to economic and credit analysts.

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Latest Update: Household Credit

For the first time in 12 months, U.S. household borrowing experienced a decrease in balances. Every lending category except first mortgage and student loans contracted in March. Bankcard and retail cards both continued their seasonal decrease. The total dollar delinquency rate declined by 0.18% to 2.44% while write-offs and bankruptcies maintained at 0.1%.

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