CreditForecast.com Variable List
Total decorative Auto decorative Bankcard decorative Consumer decorative First Mortgage decorative Home Equity decorative Student Loan decorative Scores  

Other
 
 
Frequency: Quarterly 
Units:   
Source: Equifax; Economy.com 
Note: Data are Seasonally Adjusted unless noted; The credit data is based on a 5% random sample of individual credit files. 
 
 
 
 
 Series 
Credit Variables 
# of Trades 
Total 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
$ Volume- Balances 
Total 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Prime 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Subprime 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Deliquency rates 
% of Number 
Total 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
% of Volume 
Total 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Forecasted Credit Scores 
Telco Risk Score 
Advanced Wireless Risk Score 
Advanced Energy Risk Score 
Bankruptcy Navigator Index 3.0 
Equifax Risk Score 3.0 
Smart Score 2.0 

Total
 
 
Frequency: Quarterly 
Units:   
Source: Equifax; Economy.com 
Note: Data are Seasonally Adjusted unless noted; The credit data is based on a 5% random sample of individual credit files. 
 
 
 
 
 Series 
Credit Variables 
# of Trades 
Total 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Trades 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
$ Volume- Balances 
Total 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Prime 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Subprime 
Total Balances 
Current 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
High Credit / Utilization 
High Credit 
Utlization 
Deliquency rates 
% of Number 
Total 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
% of Volume 
Total 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Prime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Subprime 
Total Delinquent 
30 Day 
60 Day 
90 Day 
120+ Day or Collections 
Severe Derogatory 
Forecasted Credit Scores 
Telco Risk Score 
Advanced Wireless Risk Score 
Advanced Energy Risk Score 
Bankruptcy Navigator Index 3.0 
Equifax Risk Score 3.0 
Smart Score 2.0 
Blended Variables 
Ratio of Required Household Debt Payments to Disposable Income 
Economic Variables 
Total Employment 
Unemployment rate 
Total Population 
By Age 
Population Age 0-4 
Population Age 5-19 
Population 20-24 
Population 25-44 
Population 45-64 
Population 65 and over 
By Race 
Total 
White 
Black 
Asian 
Asian Alone - Total 
Native Hawaiian and Other Pacific Islander Alone - Total 
American Indian 
Two or More Races 
By Hispanic Status 
Hispanic 
Nonhispanic - Total 
Immigration 
Household formations 
CPI - Overall 
Debt Service Ratio 
Household Financial Obligations Ratio  
Homeowners 
Renters 
Personal Bankruptcies 
Bankruptcy rate 
Consumer Bankruptcies by Chapter 
Chapter 7 
Chapter 13 
GDP - Real 
GDP - Nominal 
Personal Income 
Per Capita 
Disposable Personal Income 
Per Capita 
Median Household Income 
Personal Saving Rate 
Net Worth 
Consumer Credit Debt Outstanding 
Revolving Credit 
Non-Revolving Credit 
Interest Rates 
Federal Funds 
Prime Rate